Financial Aid

Be sure to plan ahead for the cost of continuing your education at CCMH.

Get started in looking at the resources available to you well before the start of your program. Various financial aid options are available for students who meet certain requirements.  Our Financial Aid Officer has all the details and can help you search out and apply for any financial assistance for which you may qualify.

For more information. please contact the Financial Aid Officer at 416-736-4576 ext 233 or

How much will college cost?

As a general guideline single students living on their own can expect to spend about $18,000.00 per academic year on living expenses, tuition, books and supplies.  Of course, your expenses will vary depending on your individual circumstances.  Married students with dependants, for example, will have higher living costs than singles living at home.

You can get a good idea of your own financial picture by drawing up a realistic list of your  resources and expenses.  For resources,  consider sources of income such as summer jobs, savings, contributions from parents, spouses, or other family members, and money you can earn working part-time while you are in school.  Expenses include college costs, as well as room and board, transportation, clothing, laundry, personal care and entertainment.

If you find your estimated expenses are greater than your resources, your next step is to line up the financial aid you need.

Financial Aid Options

  1. Ontario Student Assistance Program (OSAP)
  2. Banks and Other Institutions
  3. CCMH Payment Plans
  4. Second Career Strategy Funding
  5. Life Long Learning Plan

Ontario Student Assistance Program (OSAP)

This government sponsored program is a major source of financial assistance for post-secondary students, provided eligibility requirements have been met.  OSAP funds are intended to supplement your own resources in meeting the costs of your education.  The amount of assistance you may be eligible is based on many variables including, but not limited to, income, assets, residency, family status and program length.

Students can find extensive information about OSAP on their website at including planning for, applying for, receiving and repaying an OSAP loan, as well as eligibility requirements and application status.  All OSAP applications must be completed via the OSAP website .  You should plan to submit your OSAP application 6 – 10 weeks prior to beginning your studies to ensure it is fully processed by the first day of class.

Banks and Other Institutions

A number of banks and other financial institutions offer special programs for students.  These include a student line of credit, RESP’s, and student credit cards.  Please contact your bank for more information.

CCMH Payment Plans

Payment plans are available from CCMH allowing you to pay the tuition in installments throughout the school year.  The length of the payment plan can range from two to eight months. For more information about payment plans, please contact the Financial Aid Officer at 416-322-1875 or

Second Career Strategy Funding

Second Career Strategy is a provincial program that provides laid off workers with financial support and skills training to help them find jobs in high-demand occupations.  You must score a minimum of 16 points to be eligible. For more information about the program and how to apply visit:

Lifelong Learning Plan

The Lifelong Learning Plan (LLP) allows you to withdraw amounts from your RRSPs to finance full-time training or education for you, your spouse or common-law partner.

To participate in the LLP, all of the following conditions must apply:

  • You must own an RRSP.
  • The student must enroll on a full-time basis (or on a part-time basis if the LLP student meets the disability conditions).
  • You (the RRSP owner) have to be a resident of Canada.
  • The student must enroll in a qualifying educational program at a designated educational institution.
  • The participation in the LLP has to be done before the end of the year the student reaches the age of 71 years old.








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